Health and Risk Consultant

Great opportunity to join our Risk Consultancy team as a Health & Risk Consultant, working across both healthcare and risk consulting clients. In this role you will be responsible for providing consulting services to our clients on all aspects of managing the health of their workforce, plus advising on and implementing risk and other health related insurances, which are a key aspect of this service.

The team deals with all aspects of group insurance from market broking exercises to ongoing day to day administration and consulting of client arrangements, including enquiries in respect of renewals, funding, underwriting and benefits. The team also provide consulting advice across a wide range of benefit issues, such as scheme governance and absence management. 

In addition to the traditional risk products (i.e. registered and excepted group life assurance, death-in-service pensions, group income protection, critical illness, spouse/partner life assurance coverages), the Benefits Consultant will also specialise in smaller private medical insurance and healthcare policies (i.e. dental, cash plan, optical, health screens, travel, PA).

The Role

To work with WTW Consultants and its clients on the provision and selection of risk and other health related insurances.

• Provide strategic consultative advice to clients around the design, delivery and ongoing management of their benefit programmes, working with other consultants within the team.
• Proactively update own knowledge of changes in legislation through talking to other associates and reading appropriate news briefs/publications. Apply this knowledge to day-to-day work.
• Manage providers for own client base using negotiation and influencing skills as appropriate.
• Servicing, consulting with and retaining existing clients with a high level of service and credibility.
• Plan and organise renewals.
• Design and redesign of benefits.
• Liaise with providers and insurers for information.
• Assist with re-broking exercises, analysis and verification of providers' contract terms.
• Deal with queries from clients.
• Maintain quality control procedures. 
• Development of other colleagues’ technical knowledge and experience of healthcare benefit provision, including market developments and best practice.

The Requirements

• Comprehensive and up-to-date technical knowledge and practical experience in the areas of UK Employee Benefits.
• Excellent grounding in group risk and healthcare policies and providers (ideally supported by GR1 and/or IF7 qualifications).
• Good standard of written and oral communication.
• The ability to work with minimum supervision and within cross-disciplinary teams.
• Good collaboration with other consultants in Health & Benefits, as well as the wider WTW business.
• Computer literacy of Microsoft Office software, in particular Word, Excel and PowerPoint.
• Able to learn quickly, use own initiative and organise own workload effectively.
• Able to work quickly, but accurately in a professional environment.
• An understanding and appreciation of broader employee health issues would be an advantage, as would experience of wellbeing and technology platforms, all of which are key aspects to future progression.

At WTW, we believe difference makes us stronger. We want our workforce to reflect the different and varied markets we operate in and to build a culture of inclusivity that makes colleagues feel welcome, valued, and empowered to bring their whole selves to work every day. We are an equal opportunity employer committed to fostering an inclusive work environment throughout our organisation. We embrace all types of diversity.